Sunrise over a calm horizon
Wealth & Financial Planning · Houston

Clarity today, confidence on every horizon.

FirstLight Horizon helps Houston individuals, families and business owners plan, invest and protect what they’ve built — with independent, fiduciary advice built around your goals.

One written plan, reviewed as life changes, with an advisor who actually knows you.

$900M+Assets advised
FiduciaryAlways, by duty
25+ yrsCombined experience
FINANCIAL PLANNINGRETIREMENTINVESTMENTSTAX STRATEGYESTATE & LEGACYBUSINESS OWNERSFINANCIAL PLANNINGRETIREMENTINVESTMENTSTAX STRATEGYESTATE & LEGACYBUSINESS OWNERS
What We Do

Advice for every stage of your life

Independent, fee-aware guidance that fits into one clear, coordinated plan.

🧭

Financial Planning

The whole picture, one plan.

  • Goals & cash-flow planning
  • Insurance & risk review
  • Education funding
🏝️

Retirement Planning

A clear path to your next chapter.

  • Income planning
  • Social Security strategy
  • Withdrawal sequencing
📊

Investment Management

Disciplined, evidence-based investing.

  • Personalized portfolios
  • Tax-aware investing
  • Ongoing rebalancing
🧾

Tax-Efficient Strategies

Keep more of what you earn.

  • Tax-smart withdrawals
  • Roth & account location
  • Charitable strategies
🏛️

Estate & Legacy

Pass on more than assets.

  • Beneficiary strategy
  • Trust coordination
  • Wealth transfer
💼

Business Owner Planning

Plan for the business and beyond.

  • Exit & succession planning
  • Owner retirement strategy
  • Key-person & benefits
Advisor reviewing a financial plan
Our Promise

Independent, and on your side

As an independent fiduciary firm, we’re obligated to recommend what’s right for you — not a product shelf. Our advice is transparent, patient and grounded in a written plan you can hold us to.

You’ll always understand what we recommend and why, in plain language.

  • Fiduciary duty, in writing
  • Clear fees and plain-English reporting
  • A coordinated plan, reviewed regularly
At a Glance

Trusted across Houston

0Assets advised
0Combined experience
0Families served
0Client retention
Our Approach

A disciplined, transparent process

Step 01

Listen

We start by understanding your goals, obligations and what matters most to you.

Step 02

Plan

We build a written plan with clear assumptions, trade-offs and expectations.

Step 03

Implement

We put the plan to work — investments, accounts and protection aligned.

Step 04

Review

We revisit and adjust as markets move and life changes.

Testimonials

What clients say

★★★★★

“They built a plan we actually understand and answer every call themselves. We finally feel in control.”

ClientHouston family
★★★★★

“FirstLight helped us sell our business and plan retirement in one coordinated strategy. Invaluable.”

Business OwnerWest Houston
★★★★★

“Independent, patient and genuinely on our side. Exactly what we were looking for.”

ClientThe Galleria area
FAQ

Questions, answered

Are you a fiduciary?
Yes — we are obligated to act in your best interest, always, and we put it in writing.
Do I need a certain amount to work with you?
We work with a range of clients. The best first step is a no-obligation conversation about your goals.
How are you paid?
Transparently — we’ll explain exactly how our fees work before you decide anything.

Let’s talk about your goals.

Call (713) 752-8444 or request a confidential consultation today.

Schedule a Consultation